Introduction
One decade ago, you were probably in college or just starting your career. Now, you might be married with kids or well on your way to paying off your student loans. In either case, turning 30 is a significant milestone that comes with its own set of responsibilities. Here are 10 things you must do before hitting the big 3-0:
Learn to live alone
If you’ve never lived alone, the thought of it can be both exhilarating and terrifying. This may seem like a no-brainer, but it’s important to get comfortable with your own company. Spend some time solo in your current living situation, whether it’s taking a weekend trip by yourself or just spending an evening at home without any distractions. You’ll need to be able to entertain yourself and feel comfortable in your own space before you’re ready to live alone.
One of the challenges of living alone is that you’re solely responsible for keeping your space tidy and organized. If you’re not naturally inclined to keep things in order, now is the time to learn some basic organization skills. Make a plan for how you’ll keep your apartment or house clean and tidy, and stick to it. This will help save a lot of headaches down the road.
When you live alone, you don’t have roommates or family members around to lean on when things get tough. So it’s important to build up a support system of friends and loved ones who can provide emotional (and sometimes practical) help when needed. These people will be your lifeline when times are tough, so choose wisely!
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Start saving for retirement
Saving for retirement may seem like a daunting task, but it’s important to start as early as possible. The sooner you start saving, the more time your money has to grow.
There are a few things you can do to start saving for retirement:
1. Open a retirement account: There are many different types of retirement accounts. Choose the account that best suits your needs and start contributing as soon as possible.
2. Invest in yourself: One of the best ways to save for retirement is to invest in yourself. This can be done by contributing to a PPF account or an EPF account, but you can also invest in other ways, such as taking classes or investing in a business venture.
3. Make a budget: Figure out how much you need to save on a monthly or yearly basis in order to reach your retirement goals. When you have your budget in place it is important to stick to it as closely as you can.
4. Live below your means: In order to save for retirement, you’ll need to make sure you’re not spending more than you can afford. Cut back on unnecessary expenses and make sure you’re not putting all of your disposable income towards luxuries.
5. Stay disciplined: It can be easy to lose sight of your retirement savings goals if you don’t stay disciplined. Make sure you keep track of your progress and adjust your contributions accordingly if necessary.
Build up your emergency fund
Assuming you don’t have one already, your first step is to start saving for an emergency fund. Many experts recommend having enough saved to cover at least three to six months of living expenses, though some say you can get by with as little as 50,000 – 1 lakh rupees.
The key is to start small and gradually increase your savings each month. If you’re able to put away 10,000 rupees a month, you will have 50,000 rupees saved in just five months. Once you’ve reached your goal, continue setting aside money each month so that you always have a cushion in case of unexpected expenses.
Start paying off debts
If you’re swimming in debt, it’s time to start paying it off. The sooner you start, the better. Not only will you save money on interest, but you’ll also feel a sense of relief and freedom.
There are a few different approaches you can take to pay off your debts. You can either tackle them one at a time or all at once. Whichever method you choose, make sure you stay disciplined and stick to your plan.
If you’re not sure where to start, consider speaking with a financial advisor. They can help you develop a plan that fits your unique situation.
Create a budget and stick to it
You should start by evaluating your spending habits and creating a list of all your expenses. Include both fixed costs (mortgage or rent, car payments, insurance) and variable costs (food, gas, entertainment). Once you have this information, you can begin to set limits on your spending.
It’s important to be realistic when creating your budget- if you try to cut too many corners, you’ll likely end up overspending in other areas. Instead, focus on making small changes that you can stick to over time. For example, if you eat out frequently, try cooking more meals at home. If you have an expensive daily coffee habit, try brewing coffee at home instead.
It’s also important to remember that your budget is not set in stone- it will change as your life changes. As you get raises or incur new expenses, be sure to readjust your budget accordingly. The goal is to keep your spending in line with your income so that you can save money and avoid debt.
Invest in yourself
Before you turn 30, it’s important to invest in yourself. This means taking the time to learn new things, pursuing your passions, and investing in your future.
Learning new things can mean anything from learning a new language to taking up a new hobby. It’s important to keep your mind active and engaged, and learning new things is a great way to do that. It can also help you pursue your passions and find new ones.
Taking the time to plan for your future will pay off in the long run and help you reach your goals.
Learn how to cook
One of the most important things you can do before you turn 30 is to learn how to cook. Whether you want to learn how to cook for yourself or for others, it’s a skill that will serve you well throughout your life. There are plenty of resources available to help you learn how to cook, including books, websites, cooking classes, and more.
So why is learning how to cook so important? For one, it’s a great way to save money. If you know how to cook, you can make your own meals instead of spending money on takeout or eating out all the time. You can also control the quality of ingredients and the nutrition in your meals when you cook at home.
In addition, learning how to cook can be a great way to relax and de-stress. Cooking can be therapeutic and a great way to unwind after a long day. It’s also a great way to show your creative side. And last but not least, cooking is a great way to bond with friends and family. Whether you’re sharing a meal you cooked or teaching someone else how to cook, it’s an activity that brings people together.
Get out of your comfort zone
![Get out of your comfort zone]()
It’s easy to get comfortable in life and settle into a routine. But if you want to experience all that life has to offer, you need to get out of your comfort zone. Here are some things you should do before you turn 30:
1. Travel to a new country
2. Learn a new language
3. Go skydiving
4. Go on a safari
5. Visit the seven wonders of the world
6. Take a cooking class
7. Hike a mountain
8. Go white water rafting
9. Volunteer for a cause you’re passionate about
10. Get out there and live your life to the fullest!
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Travel the world
There are so many amazing places to see in the world, and you only have a limited time on this earth. That’s why it’s important to travel as much as you can while you’re young and able. Here are some of the best places to put on your travel bucket list:
• The Great Barrier Reef – is a natural wonder and is one of the most beautiful places on earth. It’s also a great place to snorkel and dive, so don’t forget your swimsuit!
• Machu Picchu – This historical site is a must-see for any history buff. The views from atop the ancient ruins are simply breathtaking.
• The Pyramids of Giza – These iconic structures have been standing for over 4,500 years! They’re definitely worth a visit.
• Niagara Falls – The massive waterfalls straddle the border between Canada and the United States. They’re an incredible sight to behold.
• Yellowstone National Park – This American park is home to geysers, hot springs, and some of the most stunning scenery in the country. Be sure to bring your camera!
Conclusion
Reaching the milestone of 30 is an incredible achievement and should be celebrated. Before getting to that point, it’s important to make sure you have done all the things necessary for your mental, physical and emotional well-being. By reflecting on some of these 10 must-dos before 30, you can create a meaningful path forward in life so that you are prepared for whatever lies ahead. So go out there and enjoy life!
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